Join Date: Dec 2005
Nominated 2 Times in 20 Posts
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Thanked 1,103 Times in 942 Posts
Exactly....you pay your premium every year,now it's time to get some of that money back!
Without seeing pictures of the car,it's difficult to say,but I strongly suspect that the cars a write off.One thing that can happen though,is the insurance company my give you the opportunity of buying the car back and repairing it your self.It used to happen fairly often,but now a days it's a little more unusual,but it's worth asking about.That way you get some cash back,and get to keep the car to repair and keep yourself.
Good luck,and let us know how it goes.
Edit;If it is a write off,don't accept their first payment offer!.Always haggle over the value of the car.They will pay you the trade value of the car,but will quite often offer you a figure far lower than that to start off with.If you dig your heels in,then you will end up with a decent amount of money for the car.
I'd rather push my Alfa than drive a BMW....
Currently in Lagdti's garage:
2004 Saab 9-5 HOT Aero and a 2001 Audi A3 1.8 Turbo