Is my car probably a write off? - Page 2 - Renault Forums :: Independent Renault forum

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post #6 of 8 (permalink) Old 22nd December 2009
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Re: Is my car probably a write off?

In December 2002 (when I worked for Ford), I bought a small car to run in tandem with my cosworth. It was a Ford Ka Luxury. I got such an employee discount, that every optional extra box was ticked - yet I paid no more than the standard Lux model (9,500 to me vs 11,750 retail).

Less than one month later, a driver rear-ended the car whilst stationary at red traffic lights - the tailgate was burst, bumper demolished, and the boot floor had a huge distortion caused by the underslung spare wheel pivoting on its axis which nearly ruptured the floor.

It caused 4,500 pounds worth of damage.

The insurers valued the car based on its market value (i.e. retail & the options, which had been all declared), rather than what I paid for it, so it was repaired rather than written off.

The car was successfully repaired, and I put 88,500 miles on it in the following 3.5 years before the birth of my Son meant we outgrew it.

Now, I would believe that labour rates can only have increased from then, and the values of second-hand cars has diminished, so I would agree - it'll be written off.

Sorry to hear of someone else having a similar experience - it was an uninsured driver who hit me.


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post #7 of 8 (permalink) Old 22nd December 2009 Thread Starter
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Thumbs up Re: Is my car probably a write off?

Thanks all for all the replies, I really appreciate the feedback i've gotten. Hopefully I won't sound so clueless now when im talking to insurance people

I had been thinking of upgrading from a 1.2 clio anyway as I find it a little slow now looks like thats decision made for me

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post #8 of 8 (permalink) Old 22nd December 2009
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Re: Is my car probably a write off?

Remmelas on the assumption that it will be written off don't accept the first offer the Ins give you, you may well find an extra 100 or 200 in there, I know it isn't much, but is better than nothing.

Plus the scrap buy back value of my FILS car was going to reduce his pay out by 900

I'd bet a farm yard to a bl00dy goose turd that his now written off car is almost ready to be back on the road again.
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