Join Date: Aug 2009
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Re: Clio Front Wing Costs?
Even if you have protected NCD and you make a claim, your premium will increase.
Someone once showed me the formula for calculating insurance premiums, it takes a lot into account. NCD is only a small fraction and is before the multiplier of risk. Once you claim, your risk increases therefore the amount you pay on renewal also increases.
Seriously, dont bother with an insurance claim. The original quote is a rip off and your insurance co will rub their hands with glee if you go through them....
Currently in philipjohnson82's garage:
'55 SAAB 9-3 150 TiD / '04 BMW M3