Join Date: Jul 2005
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Yep, that's what third party liability's for. Your car should be repaired by the third-party aspect of her policy, meaning that you're not making a claim on your own.
Though watch out for crafty insurance companies trying to do it as 'knock for knock.' They like nothing better if they can take two people's no claims bonuses off them and hike both of their premiums the following year. If possible, deal directly with the other party's insurers and leave yours out of the equation entirely.
You'll need to inform them that you've had a no-fault accident at renewal though, and the swines might use that as an excuse to bump up your premiums anyway
Currently in Horatio's garage:
2010 Laguna III Initiale.