Friend living in Northampton had his brand new Espace keys lifted from the kitchen table whilst he was watching TV in the front room and his wife + baby were upstairs asleep. Luckily he has got that GAP type insurance against the finance so he has only lost out time and hassle + worry.
Sister in law had her 206 nicked ( keys taken from locker room of gym )..
Insurance had offered her a good price for the car ( never recovered ) but the recently signed for finance includes interest in the settlement figure so she is out of pocket by around £1k !!
If your getting a car with a finance agreement make sure you get GAP insurance ppl..
( not an advert just info )