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post #4 of (permalink) Old 25th May 2016
Renoir White
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Re: Help needed

Originally Posted by Mike H025 View Post
I'm also not sure what might be the repercussions of NOT telling my insurance company. Suppose they found out somehow?..
If you do decide to notify your insurers make it clear to them you are only notifying them about a RTC and NOT making a claim. That way you are covered should the other driver have got your details and contacted their insurers, but it shouldn't jeopardise your NCD if the claims handlers note it properly on their system. But your NCD could be suspended should an actual claim for damage/injury be made by yourself or another party at a later date.


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