Join Date: Oct 2006
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There are specific rules on windscreen damage so it really depends exactly where it is, how bad it is, and how the MOT tester declares it.
Try going to an MOT centre which will do a free re-test and see if it fails (or even ask them to have a quick look before MOT time). If it fails then "have the misfortune of being hit by a stone chip" and have the screen replaced under your insurance. Usually it's £50 or so excess and no loss to no claims bonus.
Currently in mister_cee333's garage:
Toyota Avensis 1.8. Formerly Jaguar X Type Sport d 2005. Formerly 2001 Laguna 2 1.9 dCi