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Dampness on the fusebox label isnt a good sign I dont think, but it could be condensation, if say it was a cool night. I know my car was condensated up overnight last night.
Never heard of water getting into the card reader before.
Might be worth your while checking the drains for the sunroof and the windscreen are clear, as these being blocked can cause water to get in.
Currently in dave_mezza2006's garage:
2014 Vauxhall Astra Limited Edition 1.4 16v VVT Turbo