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post #4 of (permalink) Old 24th November 2011
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Re: parking brake accident

Got to admit that I'm unsure how the handbrake mechanism could've been affected by a frontal impact, when it wasn't applied.

But I agree, a car without a functioning handbrake should not be driven - if it wouldn't pass an mot in its current state - it shouldn't be on the road unless heading for repair.

Are the insurance saying that its the extent of the damage (and the cost of repair) that they are unwilling to bear, or rather that the handbrake could not in itself have been damaged because of the collision - and is therefore unrelated to the claim?

If it is the former view, then I can see their point, to an extent. It may not have been apparent that the car had further damage, and if a sound was being made, then your Wife should really not have driven on - thus the damage would be limited. A bit like continuing to drive with a tyre losing air - up to a point the tyre can be salvaged, but there is a tipping point whereby it becomes scrap.



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