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post #6 of (permalink) Old 11th December 2012
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Re: Rubbing noise when driving 2005 Clio

Originally Posted by kpmphillips View Post
It was a sort of hit & run collision on her way to work early in the morning in darkness. She was parked up at the lights, got hit from behind. Other car drove off before she could get any details & nobody around to witness the collision, she was a bit shook up by what happened. Initially she looked at the car & she could not even see any damage, the bumper had done its job. So she thought at least nothing major of it, it was only a couple of minutes later when driving off that she noticed the noise problem. The following day she had a sore neck & a headache caused from the collision.
By this time it was too late really to report the accident to the police or to her insurance as over 24 hours had passed. She does not want to report it now as she feels that she would get clobbered by the police for not reporting the collision at the time & her insurance company won't pay out because there is no witnesses & she did not report it at the time, a case of dammed if she did & dammed if she does.
It's never too late to report an accident to the police - plus it is possible they may have recorded the incident or even caught whoever done it.
Also reporting the accident and damage to he insurer late is not an offence - at worst the insurers can refuse and they can't penalise the policyholder for not realising the extent of the damage immediately - after all she's not a damage assesor.
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