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Legals & accidents
For around £12 a year drivers can get legal cover added to their vehicle policy. The same can be taken out with your house contents policy, in my experience these additions are essential - since besides covering the solicitor's costs they usually provide a legal advice serviice 24/7.
Setting off in the right direction with any damage claim or potential problem gives you a head start. The alternative is to fork out when or if you get a problem, however in my erxperience that is an expensive way.
Hope our colleague gets sorted quickly, but too many vehicles are out there without any insurance - Sadly their victims only find out when they are involved in an accident.
There is most probably some advice on the INTERNET, as to motor accidents, beware some of the no win no fee, legals who promise the earth.
Currently in SamWoerth's garage:
1.6 Megane Saloon MkII 04 - previous MkI - wrote off- back ended